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FSS
By Andi Brocks on 1 September, 2020
IBM Cloud for Financial Services
Balancing innovation, agility and regulatory responsibility Financial Institutions in the United Kingdom have been at the forefront of digitalisation transformation, until now this has been primarily led by financial technology (FinTech) companies due to them being born on the cloud. Unencumbered by legacy systems and complex integrations has allowed them to innovate faster, innovating faster […]
By Anna Shugol on 20 November, 2019
How to build a vault for your digital wallet
Custody – foundation of the digital assets market? With the rise of platform banking infrastructure and armed with digital banking licenses, fintech startups are quickly bringing traditional and blockchain banking services. These services potentially upend the establishment with new forms of capital formation, liquidity, and efficiencies in payments and managing assets. Institutional investors, crypto hedge funds, […]
By Bharat Bhushan on 11 October, 2019
Reflections on Sibos 2019
True to this year’s theme of “Thriving in the hyper-connected world”, Sibos 2019 in London was all about the possibilities, approach and risks involved in the society that is constantly on. The following points summarise what was on everyone’s minds and high on the conference agenda: a) People and talent management. Driving a culture of […]
By Ian Robotham on 5 August, 2019
Banks, clouds and castles; the growth of cloud computing in banking
The castle walls of these incumbent banks are starting to open and the opportunities beyond the constrained world of the fortifications are tremendous The growth of cloud computing across all industries has been well documented. Across the board, the barriers to adoption (both perceived and regulatory) are being lowered. When it comes to Financial Services, […]
By Bharat Bhushan on 5 August, 2019
Open Banking: Cross-industry use cases
The two most common use cases associated with the Payment Services Directive II (PSD2) and Open Banking are account aggregation and payment initiation – typically talked about in the context of benefiting a third-party provider (TPP). However, we know that the ripples of PSD2 are not just limited to the financial services industry. Other industries […]
By Bharat Bhushan on 19 September, 2018
Digital Transformation – How to Differentiate and Create Competitive Advantage in the Digital Era
Over 60 years, Information Technology (IT) industry has and continues to transform organisations through digitising and automating tasks and processes. Starting with simple mathematical operations, IT has now evolved to highly complex algorithms that, for example, can compute and predict national demand for utility consumption every few minutes. A by-product of automation is data – […]
By Eddie Keal on 17 August, 2018
Retail Banks Must Get Smart With Artificial Intelligence
Retail banking is changing at a blistering pace. Online only challenger banks like Monzo have shot from 50,000 to 750,000 customers in little more than a year. Physical bank branches continue to close, meanwhile some 670 have already shut their doors this year, 879 last year, according to data from consumer rights organisation Which. Never, […]
